PAYJM is a multi-purpose prepaid payment instrument, which is a safe and easy payment instrument to every customer, especially to those who do not have a debit card/credit card/bank account. PAYJM can be used to pay for services from affiliated service providers based on "anywhere-anytime" concept.

It enables people living abroad to send mobile phone top up instantly to family and friends back home. Top up services will be available through www.speedpayplus.com, and a range of smartphone apps. Customers can also send top up from partner retail locations. We are committed to offering a world-class, easy to use service.

PAYJM is One-Stop Solution for various payment needs of a customer. Focusing on smooth payment experience for various services and helps build an economically viable solution for the SME segment to generate new revenue stream by facilitating their customers by simplifying the payments of day to day needs. The service can be accessed through multiple channels like; Mobile App for Android and iOS users, USSD for rest of the mobile users and through our portal. Some of the services offered by PAYJM are:

• Mobile Airtime
• Utility bill payments
• DTH payments
• Ticketing services (Rail & Bus)
• Post-paid bill payments

Our mission is to facilitate international mobile recharges and keep families and friends living far away better connected and supportive to each other.